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Frequently Asked Questions What is the maximum amount I can borrow for a home loan?
Was this information helpful to you? Yes No How will my home loan eligibility be determined? Your home loan repayment capacity as determined by Kotak Mahindra Bank will help decide how much you can borrow.
Yes No In how many years can I repay the home loan amount?
You can opt for a loan period of up to 20 years or outstanding tenure of the proposed loan to be taken over whichever is lower and can vary depending on your profile. Yes No Who can be my co-applicant? If you are an individual - your spouse, your parents, or even your major children can be your co-applicants.
The co-owner of a property has to be a co-applicant, but a co-applicant need not be the co-owner of the property. Yes No Can I get the benefit of reduced interest rates in the intervening period or during the balance tenure of my loan?
Yes No When will the home loan be disbursed? Further, you should have invested your own contribution amount towards the property. Yes No In how many installments can the home loan be disbursed?
The home loan will be disbursed in full or in suitable installments taking into account requirement of funds and progress of construction, as assessed by Kotak Mahindra Bank.
Yes No Does the agreement for sale have to be registered?
Floating docks are the adaptive solution for diverse shorelines and bodies of water. Our floating boat docks rest on tough sealed floats and can ride out large changes in water level and wakes with ease. FeatherLITE aluminum docks combine light weight, ease of assembly with affordability, while maintaining the high quality Great Northern Docks is famous for. With respect to stability, Archimedes' principle can be expressed as: the mass of a body immersed in a fluid is equal to the mass of the volume of fluid displaced.
Yes, very much so. You are advised, in your own interest to lodge the agreement for sale at the office of the Sub-registrar appointed by the State Government under the Indian Registration Act, Yes No Does the property have to be insured? Your home is your pride and joy.
Property insurance will take care of home in case an unforeseen event strikes. Also, we offer Insurance options to cover your Home Loan Liability. That way, you will be at peace that you and your loved ones will not lose your home.
Yes No What kind of security is required? In most cases, the property itself, bought or intended to be bought, becomes the security till the entire loan is repaid. In some cases additional security such as life insurance policies or Term Deposit receipts of Kotak Mahindra Bank if available can be provided.FeatherLITE aluminum docks combine light weight, ease of assembly with affordability, while maintaining the high quality Great Northern Docks is famous for.
Home Loan - Apply for Housing Loan online at low interest rates, zero processing fees and avail benefits like doorstep sevice, simplified documentation and quicker turn around time with Kotak Bank.
Click here to know more about Home Loan process.
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